Terms & Conditions

1. Agreement to Terms

By visiting and using this website, you acknowledge and accept that you are bound by the terms set forth in this agreement. If you do not agree with any of these terms, please refrain from using this service.

2. Usage Rights

You may temporarily access content on this website solely for personal, non-commercial viewing purposes. This constitutes a grant of license, not a transfer of ownership, and under this license you are prohibited from:

• Modifying or reproducing the content
• Using the content for commercial purposes or public display (whether commercial or non-commercial)
• Attempting to decompile or reverse engineer any software on the website
• Removing copyright notices or other proprietary markings from the content
• Transferring the content to others or hosting copies on other servers

3. Limitations and Exclusions

All content on this website is provided "as is" without any warranties. We provide no warranties, either express or implied, and hereby disclaim all other warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other rights.

No Financial Advice: The information on this website is for informational purposes only and should not be interpreted as financial, investment, tax, or legal advice. We are not authorised or regulated by the Financial Consumer Agency of Canada (FCAC) or any other Canadian financial services regulator and do not offer regulated financial services.

No Guarantees: We provide no guarantees regarding returns, earnings, profits, or financial results. Past performance does not predict future results. All investments carry risks, and you may suffer financial losses. Results vary between individuals.

Information Reliability: Although we endeavour to provide accurate and current information, we provide no assurances or guarantees of any kind, either express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of information, products, services, or related graphics on this website.

4. Liability Limitations

Under no circumstances shall we or our service providers be liable for losses (including but not limited to losses of data or profits or business interruptions) resulting from the use or inability to use content on this website, even if we or an authorised representative have been informed orally or in writing of the possibility of such losses.

5. Content Accuracy

Content displayed on this website may contain technical, typographical, or photographic inaccuracies. We do not guarantee that content on this website is accurate, complete, or current. We reserve the right to change content on this website at any time without prior notice.

6. External Links

We have not reviewed all websites linked from this platform and assume no responsibility for the content of any linked website. The presence of a link does not imply endorsement by us. Access to any linked website is at your own risk.

Affiliate Relationships: This website may contain affiliate links. If you click on an affiliate link and make a purchase or perform an action, we may receive compensation. This does not affect the price or conditions you receive. We only suggest products or services that we believe may benefit our readers.

7. Terms Updates

We may update these terms and conditions for this website at any time without prior notice. By continuing to use this website, you agree to be bound by the most current version of these terms and conditions.

8. Applicable Law

These Terms and Conditions are subject to the laws of Québec, Canada and shall be interpreted in accordance with Canadian and Québec law. You irrevocably agree to submit to the exclusive jurisdiction of the courts of Québec, Canada.

9. Commercial Content and Advertising

This website operates as a commercial platform and contains advertising content. Some content may be sponsored or paid for by third parties. All advertising is clearly marked. The presence of advertising does not imply endorsement or recommendation by us.

10. Your Obligations

You are responsible for:

• Ensuring that all information you provide is truthful and not misleading
• Conducting your own research and due diligence checks before making financial decisions
• Consulting independent professional financial advisers when necessary
• Complying with all applicable laws and regulations
• Refraining from using this website for illegal purposes

11. Copyright and Trademarks

The content, structure, graphics, design, compilation, and other elements of this website are protected by applicable copyright, trademark, and other intellectual property laws. Copying, redistributing, or publishing such elements or any part of this website is strictly prohibited.

12. Contact Information

If you have questions about these Terms and Conditions, please contact us:

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